Legal Disclaimer

Please read the following important legal information carefully. 

Important legal information

By accessing the website of RBC Financial Group you confirm that you have understood and acknowledge the following terms and conditions of use. 
If you do not agree with or accept the terms and conditions, we request that you no longer access our website.

Restrictions

The website of RBC Financial Group is not aimed at individuals who are prohibited by their country's laws from accessing the website of RBC Financial Group, and such individuals are not permitted to access the website of RBC Financial Group. 

Copyright

The entire content of the website of RBC Financial Group is protected by copyright (all rights reserved). By using the website of RBC Financial Group, the user is not accorded any rights with regard to the content, software, registered trademarks or any other elements of the website of RBC Financial Group. The reproduction or use of the website of RBC Financial Group and of the logo of RBC Financial Group for public or commercial purposes without prior written permission from RBC Financial Group is prohibited..

No offer 

The information and opinions published on the website of RBC Financial Group do not constitute a solicitation or offer to buy/sell securities or other investment instruments, or a solicitation or offer to carry out such transactions. They are for information purposes only. The information and opinions on the website of RBC Financial Group do not represent recommendations or advice to be used in making decisions on investments or any other matters and do not constitute advice of any form. In this respect, please contact your investment advisor.

Investment funds 

Individuals domiciled in a country in which local legislation prohibits access to information or publications about RBC Financial Group funds may not access this information.

No liability

RBC Financial Group takes the utmost care in compiling and updating the information that appears on the website of RBC Financial Group. However, RBC Financial Group and its contractual partners assume no liability (including liability to third parties) with respect to the accuracy, relevance and completeness of the information and opinions published on the website of RBC Financial Group. Furthermore, RBC Financial Group accepts no responsibility and provides no guarantee that the functions of its website will not be interrupted and are free from error, that these errors will be resolved or that the site or the relevant server is free from viruses or any other harmful elements.

Amendments

All information, performance data, links or other messages may be amended at any time without prior notification to users

Performance

The value of the invested capital and the prices of fund units and the resultant income and distribution amounts generated are subject to fluctuations and may even fall to zero. Past performance is no guarantee of future results. In particular, there is no guarantee that the invested capital will maintain its value; likewise, as a result, there is no guarantee that the value of the invested capital/fund units held will be the same upon sale/redemption as the capital originally invested. Investments in foreign currencies are also subject to exchange rate fluctuations and currency risks, i.e. the performance of these investments also depends on the volatility of the foreign currency, which may have a negative impact on the value of the capital invested. When investing in funds, the risk/return potential is also linked to the investment policy and focus of the individual investment funds. This means that investments in the technology and emerging market sectors are very volatile and losses may be very high upon sale. Neither RBC Financial Group nor its contractual partners assume liability for any losses incurred.

Exclusion of liability

RBC Financial Group and its contractual partners assume no liability (including negligence and liability to third parties) for any losses directly or indirectly resulting from damages of any kind in connection with any information, performance data, links or other messages or with financial market risks.

Links

By following a link, a user may leave the website of RBC Financial Group. RBC Financial Group has not carried out any checks on third-party websites to which there are links from the website of RBC Financial Group and accepts no responsibility for the content, and in particular, the offers, information and opinions expressed on these sites.

Use of e-mail

Please note that the use of e-mail is voluntary. The following legal terms and conditions of use apply to the use of e-mail. E-mails are sent across public networks without any protection and may be intercepted, read and altered by third parties. Even if the sender and recipient are both in Switzerland, e-mails are sent across national borders at regular intervals without any form of control. In addition to the contents of the e-mail, third parties may also be able to identify the sender and recipient, and may therefore be able to infer the existence of a banking relationship. This also applies to e-mails that are used to communicate with RBC Financial Group. RBC Financial Group is authorised to send the user e-mails. Subject to separate agreements, however, RBC Financial Group is not obliged to send or receive notifications and orders (incl. payment orders) by e-mail for security reasons. Under no circumstances shall RBC Financial Group be held liable for any damages arising from the use of e-mail or from the delayed execution or non-execution of orders sent by e-mail. For technical reasons, RBC Financial Group cannot guarantee the delivery of e-mails. RBC Financial Group assumes no liability for damages resulting from an e-mail not being delivered or its delivery being delayed. These terms and conditions also apply to other unsecured forms of communication with comparable functions and risks.

Taxation

Please contact your tax advisor for the tax regulations in the investor's tax domicile with regard to the holding, buying or selling of equities, fund units and other investment products and the associated tax consequences.